Blog

What Will Our Legacy Be?

Posted by: Jeff Reed on 5/15/2012 | 0 Comments
This week I am happy to introduce you to one of my colleagues as a guest columnist: Justin W. Smith. He has just returned from the annual AALU meeting, with the following perspective on our business...
Categories: Life/LTC

Kestler Connection 5-15-12

Posted by: Kestler Financial Group on 5/15/2012 | 0 Comments

• FEATURE: Everything You Ever Wanted to Know about Social Security but Didn't Know "You Shoulda Asked...." With Rex Voegtlin

• Annexus IRA Inc Webinar: Protecting Your Clients' Retirement from Financial Elder Abuse

• Aviva Webcasts for May

• Aviva Updates:

» How Wellness for Life® can lead to more sales
» Doing business with Aviva just got easier

• American Equity Memos:

    » Revised Gramm-Leach-Bliley Act Privacy Notices
    » Compliance Update

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

Categories: Kestler Connection

Kestler Connection 5-8-12

Posted by: Kestler Financial Group on 5/8/2012 | 0 Comments

• Most Popular Aviva USA Brochures Now Updated

• Aviva Webcasts This Week

• Aviva Updates:

» Attention Nevada annuity producers
» BALIR™ is approved in California, Hawaii and Wyoming!
» The Electronic Funds Transfer (EFT) form has been updated
» Assignment of Commissions rules to be updated
» Annuity product changes effective May 11, 2012
» No Annexus new business rate changes for the month of May
» Delaware and Minnesota approve annuity product changes

• American Equity Memos:

» New Annuity offering in Florida & Arizona

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

Categories: Kestler Connection

The Difference Between "And" & "Or"

Posted by: Jeff Reed on 5/8/2012 | 0 Comments

One of the products gaining a significant amount of attention right now is "linked benefit" or "hybrid" products. These are some variations on the theme of providing death benefit as well as accelerated benefit provisions for chronic and critical illness, with some also including disability coverage as part of the mix. The hook is that these products provide coverage for any number of the "what ifs" in life in one easy to understand package.

The question in my mind is, "Are these really as easily understood by the public as we all think?"

Categories: Life/LTC

Ignorance is No Excuse

Posted by: Jeff Reed on 5/1/2012 | 0 Comments

We all know this.  Despite that fact, some still try to bury their heads in the sand about some of the planning pitfalls we face.  Case in point - foreign nationals.  It would seem on the surface that foreign nationals holding US assets would be subject to US estate taxes on the assets held in the US, right?  Well, sort of.  While they are subject to US tax laws regarding transfer taxes, the actual laws are very different from those for a US resident. 

How different?  An estate tax exclusion amount of $60,000 versus $5 million.

Categories: Life/LTC
1 2 3 4 5 6 7 8 9 10  ...  Go to Page:


Recent Comments

By James Newkirk on Improve Your Sales Vocabulary:
"I started using the Alternate Choise Quesetioning Strategy a few years back with my clients and prospects and it has helped with setting more appointments and my closing ratio. " Read more
"nice blog. thanks for the information." Read more
"Good news. Fixed indexed annuities are safe and secure." Read more

Tag Cloud