Or woman for that matter. What do I mean? It all started with a conversation I had this week with a prospective producer. He was referred to me with a heads up that he works with a few insurance carriers direct, and had a case that had been declined.
The carrier community continues to struggle with the economic environment, and keeping up with all of the price changes, restrictions on lump sums and the like is almost a full time job. There are, however, some patterns emerging.