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Kestler Connection 6-26-12

Posted by: Kestler Financial Group on 6/26/2012 | 0 Comments

• Aviva Updates:
» 80+ Years of Financial Excellence
» Adding value for YOU
» bestYOU e-newsletter now available for agents!
» NAIC Louisiana training, KY deadline & Nationwide training

• American Equity News
» In Memory of Wendy C Waugaman

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

Categories: Kestler Connection

Take Another Look at Whole Life

Posted by: Jeff Reed on 6/19/2012 | 0 Comments
Last week I talked about possible underperformance of Whole Life contracts. The one aspect of that discussion that was not really addressed was the role of guarantees, and how Whole Life can stack up against some of the more heavily promoted products such as Indexed Universal Life. Let's face it; if an IUL contract performs at the guaranteed minimum, the cash growth will be quite anemic and, depending on funding levels, can even lose money. That's right; lose money even with a guaranteed performance floor. It’s those pesky mortality and expense charges that crash the party.
Categories: Life/LTC

Kestler Connection 6-19-12

Posted by: Kestler Financial Group on 6/19/2012 | 0 Comments

• Annexus Inner Circle: "Become a Retirement Hero" + 2 other great training opportunities!

• Aviva Wellness - What Can You Get for $100

• Aviva Webcasts for June

• Aviva Updates:
»  Youmanity Community: Gen Z Puts Kindness to Action

• American Equity News
» American Equity's Compliance Zone
» FedEx Discount Program

• Athene Annuity News:
» Athene Annuity's Contracting Paperwork has been updated!
» Liberty Life Forms No Longer Accepted Beginning July 2nd

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

Categories: Kestler Connection

Disappointing Dividends

Posted by: Jeff Reed on 6/12/2012 | 0 Comments
One of our carriers released a document recently that summarized the dividend scale actions taken by nine major insurance companies on their participating whole life contracts over the last 31 years. While there was not one carrier that stood out above the rest and warrants specific mention, the overall trend in the data was very compelling.
Categories: Life/LTC

Kestler Connection 6-12-12

Posted by: Kestler Financial Group on 6/12/2012 | 0 Comments

• Aviva Wellness for Life Rewards

• Aviva Webcasts for June

• Aviva Updates:
» Survey on stress in men
» New Client Welcome Kits

• American Equity News
» New IALC Video on Fixed Annuities

• Athene Annuity News:
» Increases in Rollup Rates & Commissions

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

Categories: Kestler Connection
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