Blog

An Inherited IRA: Some Things to Consider

Posted by: Kestler Financial Group on 3/31/2011 | 0 Comments
Be sure you understand your options. When the owner of an IRA passes away, his or her heirs must be aware of the rules and regulations affecting the inherited IRA. Ignorance could lead you straight toward a tax disaster.

Please note that this is simply an overview. Rather than use this article as a guide, use it as a prelude before you talk to a financial services professional well-versed in IRA rules and regulations.
Categories: Sales/Prospecting

Annuities Appeal to the Middle Class

Posted by: Kestler Financial Group on 3/24/2011 | 1 Comment
Financial Advisor Magazine describes its audience as financial planners, registered investment advisors, and independent broker/dealers serving affluent, high-net worth clients. As you would expect, this magazine typically focuses on the merits of very complex investment strategies designed to impress wealthy clients. Fixed annuities are rarely mentioned.
Categories: Annuities

Understanding Annuity Liquidity Features

Posted by: Kestler Financial Group on 3/22/2011 | 0 Comments
Annuities typically have penalties associated with early withdrawal, called surrender charges. You may wonder why these charges are so prevalent on annuities. The reason is that carriers need them in order to provide you with the safety features and attractive interest rates of the annuity.
Categories: Annuities

The Role of Annuities in Estate Planning

Posted by: Kestler Financial Group on 3/17/2011 | 0 Comments
Annuities offer two key advantages that can come into play as you plan your estate: speed and privacy. Both of these derive from the fact that you can designate one or more beneficiaries for your annuity, rather than having your annuity made payable to your estate.
Categories: Annuities

Life Insurance as an Asset Class

Posted by: Jeff Reed on 3/15/2011 | 0 Comments

Post by Jeff Reed, Kestler Financial Group Director of Life Insurance Sales

What started out as a simple idea and sale has become a bit more challenging.

Hopefully you read last Tuesday's email covering the basics of the Uniform Prudent Investor Act. If not, click here for the archive . Today we delve into Modern Portfolio Theory (MPT). Why? MPT provides quite a bit of guidance for constructing trust portfolios. Many of the provisions found in the Uniform Prudent Investor Act (UPIA) we discussed last week are grounded in MPT, and as a result, give a clear indication of the role of life insurance as a trust asset.
Categories: Life/LTC
1 2 3 4  Go to Page:


Recent Comments

By James Newkirk on Improve Your Sales Vocabulary:
"I started using the Alternate Choise Quesetioning Strategy a few years back with my clients and prospects and it has helped with setting more appointments and my closing ratio. " Read more ›
By AlissaM on Annuities Appeal to the Middle Class:
"nice blog. thanks for the information." Read more ›
By Annuit on The Increasing Popularity of Fixed Indexed Annuities:
"Good news. Fixed indexed annuities are safe and secure." Read more ›

Tag Cloud