Posted by:
Kestler Financial Group on 11/29/2010
Leads – People fail in our business without them.
Leads – People change allegiances because of them.
Leads – They can make or break your professional career.
Posted by:
Kestler Financial Group on 11/29/2010
Insurance agencies are sales organizations. Their primary function is to form relationships with consumers, and by adequately providing for their risk management and insurance needs, turn those consumers into clients. What agency would claim their key purpose is to avoid good prospects, alienate, or ignore millions of people in the hope that the agency will never have to deal with anyone other than their current client base? Yet in their everyday operations, including sales and hiring, many agencies are sending exactly that message today.
Posted by:
Kestler Financial Group on 11/21/2010
When you establish a Roth IRA, you're generally required to complete a beneficiary designation form with your Roth IRA custodian or trustee. The beneficiary (or beneficiaries) you name will receive the remaining funds in your Roth IRA after you die. Although choosing a beneficiary may seem straightforward, there are actually several tax and nontax points to consider--and the beneficiary decisions you make now may have significant consequences in the future.