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Kestler Connection - 11/29/2011

Posted by: Kestler Financial Group on 11/29/2011 | 0 Comments
Inside this Issue:

  • Aviva Top Producer Contract - HUGE NEWS!
  • Inner Circle - Annexus Style
  • Gary Woodland, Annexus sponsored golf pro, in the news
  • Delays with CA Licensing
View the full email here.
Categories: Kestler Connection

A Safe Money Alternative

Posted by: Jeff Reed on 11/29/2011 | 0 Comments
What do I mean?  There are some products out there that have some unique characteristics.  They allow for large single premiums, a period of time for the policy to season, and then the ability to accomplish the following:

  • A withdrawal of every nickel the client has paid in premium
  • A reduction in face value
  • A reduced, fully guaranteed death benefit for life
  • All for the cost of time value of money (and maybe a little bit of tax)!  
Categories: Life/LTC

Pay It Forward Revisited

Posted by: Jeff Reed on 11/22/2011 | 0 Comments
A few months back I hosted a webinar about a number of strategies we are using to maximize the amount our clients pass to the next generation. It turns out I left one great idea out. If you recall, the foundation of the discussion was identifying clients with “excess capital”. This means that they have more than enough assets to cover their support and maintenance for life. Many of these clients will have already identified an asset or assets that they want to pass on to their children or grandchildren.
Categories: Life/LTC

Kestler Connection - 11/22/2011

Posted by: Kestler Financial Group on 11/22/2011 | 0 Comments
Inside this Issue:

  • Advantage Builder IV Now Available in NM & VA
  • Unlocking IRAs & Annuities from Early Withdrawal Tax Penalties
View the full email here.
Categories: Kestler Connection

Tic Toc

Posted by: Jeff Reed on 11/15/2011 | 0 Comments
Contrary to what you may expect, this is not a plea for more year end business (although we do still have time to get that last case through if you have one on your desk). Rather, today is a reminder of that Estate Planning clock that we all know is winding down, but precious few have done anything about.
Categories: Life/LTC
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