Blog

How to Help Your Clients Understand Tax Equivalent Returns

Posted by: Adam Cavalier on 5/21/2013 | 0 Comments

Maybe Phil Mickelson had it right.

The more I think about his comments I wrote about earlier this year, the more I think he has a point. In fact, in California, the tax situation may be the worst in the country (Hawaii currently holds that claim with a higher top rate and lower annual income than any other state).

the real dollars

What I think gets lost in translation, however, is just how much money we're talking about when it comes to taxes. Most of us understand the percentages, but what about the real dollars?

Categories: Life/LTC

Kestler Connection 5-21-13

Posted by: Kestler Financial Group on 5/21/2013 | 0 Comments
• Aviva Webcasts for May

• Aviva News:
» New Target Benefit and Target Horizon State Approvals
» Summer Hours
» Sales and Distribution to be closed for Annual Meeting
» NAIC National Rollout Reminder

• Athene News:
» Illustrate RMDs for Your Athene Benefit 10 Clients
» New ATHENE Benefit 10 iPad® App

• American National News:
» Mid-Month Update
» Term - Und Express, ABR's & More
» Don't Delay - New Index Annuity Required Training

• American General News:
» Income Annuity Rates Will Increase Wednesday, May 15

• Great American Life News:
» Good News - Revised Fixed-Indexed Annuity Rates Effective May 21

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email
here.

Categories: Kestler Connection

Kestler Connection 5-14-13

Posted by: Kestler Financial Group on 5/14/2013 | 0 Comments
• Aviva Webcasts for May

• Aviva News:
» Field Update: BAA® 10 commission bonus payout
» Upcoming Nationwide NAIC Training Deadline
» Reminder on Replacement Guidelines and Aviva USA Research

• Athene News:
» Rollup Rate Change On the Way - Act Now to Lock In Today's Great Rates!

• American National News:
» New Annuity: It's a Game Changer
» Required Training for New Product
» S.I.M.P.L.E. vs 401(k)

• Great American Life News:
» New Rider Now Available in 42 States; Rate Decrease Reminder; And More

• Pass It On! - These are great articles to share with clients or fellow colleagues


View the full email
here.

Categories: Kestler Connection

The Retirement Gap

Posted by: Adam Cavalier on 5/7/2013 | 0 Comments
As much time as we focus on product in this forum, it seems appropriate to turn our attention to other variables in the calculus that is working with insurance clients. This year, case sizes are smaller, along with the premiums and, unfortunately, most producers’ incomes. Clients are facing a similar struggle, in that their incomes are smaller, and they have to make their dollars go farther.

Kestler Connection 5-7-13

Posted by: Kestler Financial Group on 5/7/2013 | 0 Comments
• Aviva Webcasts for May

• Aviva News:
» Exciting News! We are extending the commission bonus for all BAA®
» Annuity Sales Idea: TargetReserve(SM) and RMD
» Target Series Commission Bonus
» Field Update: Letter to Agents - Athene Announces buyer for Aviva USA life business

• American General News:
» Annuity Rates Are Changing Effective May 6, 2013. View New Rates Today

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email
here.

Categories: Kestler Connection
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