Kestler Financial Bloghttp://www.kestlerfinancial.com/®2010 Kestler Financial Group.http://www.rssboard.org/rss-specificationIngen.NukePress (www.nukepress.net)en-USKestler Connection 5-14-13http://www.kestlerfinancial.com/Blog/PostID/275Kestler Financial Group275Tue, 14 May 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for May

• Aviva News:
» Field Update: BAA® 10 commission bonus payout
» Upcoming Nationwide NAIC Training Deadline
» Reminder on Replacement Guidelines and Aviva USA Research

• Athene News:
» Rollup Rate Change On the Way - Act Now to Lock In Today's Great Rates!

• American National News:
» New Annuity: It's a Game Changer
» Required Training for New Product
» S.I.M.P.L.E. vs 401(k)

• Great American Life News:
» New Rider Now Available in 42 States; Rate Decrease Reminder; And More

• Pass It On! - These are great articles to share with clients or fellow colleagues


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]]>Kestler Connection 5-7-13http://www.kestlerfinancial.com/Blog/PostID/273Kestler Financial Group273Tue, 07 May 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for May

• Aviva News:
» Exciting News! We are extending the commission bonus for all BAA®
» Annuity Sales Idea: TargetReserve(SM) and RMD
» Target Series Commission Bonus
» Field Update: Letter to Agents - Athene Announces buyer for Aviva USA life business

• American General News:
» Annuity Rates Are Changing Effective May 6, 2013. View New Rates Today

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 5-1-13http://www.kestlerfinancial.com/Blog/PostID/272Kestler Financial Group272Wed, 01 May 2013 00:00:00 GMTKestler ConnectionFeature: Deja Vu All Over Again?

• Aviva News:
» BAA 12 commission bonus program ending 5/3/2013 payout details

• Athene News:
» Athene Annuity Announces May Interest Rates
» Register for Today's Webinar Now!
» ACTION REQUIRED: New Business Process Change Now in Effect

• Great American Life News:
» Financial Strength Rating Upgrade, Inheritance Enhancer Now Available in 40 States and More

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 4-23-13http://www.kestlerfinancial.com/Blog/PostID/270Kestler Financial Group270Tue, 23 Apr 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for April

• NAFA Updates:
» NAFA Annuity Watch: Idaho Enacts NAIC Suitability in Annuity Transactions Model and Full Adoption Recap

• Aviva News:
» Annuity Sales Idea: TargetReserve(SM)
» Field Update - Target Series New Approval States

• National Western News:
» New Suitability and Training Requirements in MS

• American Equity News:
» Additional Availability For The Lifetime Income Benefit Rider
» New Lifetime Income Riders Now Available

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 4-16-13http://www.kestlerfinancial.com/Blog/PostID/269Kestler Financial Group269Tue, 16 Apr 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for April

• Aviva News:
» Field Update: IRA Contribution Deadline is April 15
» Field Update: Updated annuity forms

• National Western News:
» Annuity Suitability Questionnaire Changes

• American Equity News:
» Important Memo - Premium Limits

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 4-9-13http://www.kestlerfinancial.com/Blog/PostID/267Kestler Financial Group267Tue, 09 Apr 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for April

• Aviva News:
» NAIC Suitability Training Launched

• Great American News:
» New rider sneak preview; Updated replacement forms; Win a major league experience

• American Equity News:
» New Lifetime Income Riders Now Available
» Ridin' the American Dream!

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 4-2-13http://www.kestlerfinancial.com/Blog/PostID/266Kestler Financial Group266Tue, 02 Apr 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for April

• Aviva News:
» Lifetime Pay Plus/Income Edge Plus Rider Charge Increase

• Athene Annuity News:
» All product, all state PST requirement takes effect April 1

• American Equity News:
» New Income Riders Available APRIL 1st!
» Become A 2013 Gold Eagle Member
» Reminder: New application required in FL


• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 3-26-13http://www.kestlerfinancial.com/Blog/PostID/264Kestler Financial Group264Tue, 26 Mar 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for March

• Aviva News:
» Target Series 3/25/2013 State Approvals
» Rider charge increases 20 bps on April 1
» Updated life and annuity forms now available

• Athene Annuity News:
» ATHENE Benefit 10 Now Available in Pennsylvania

• Great American Life News:
» Rate Increases for All Products - up to 4.75%!

• National Western News:
» Product & Commission Changes

• American Equity News:
» Could you use a Free Customized "Real Benefits" Banner?

• American National News:
» Improved IUL - 14% & 3%

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 3-19-13http://www.kestlerfinancial.com/Blog/PostID/263Kestler Financial Group263Tue, 19 Mar 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for March

• Aviva News:
» New deferred annuity applications now available
» REMINDER: Anti-Money Laundering Refresher Course
» Aviva USA to conduct survey of policyholders

• Athene Annuity News:
» ATHENE Benefit 10 is HOT. And about to get HOTTER. WHO WANTS AN EXTRA $1000?
» Very Important! New Business Process Change Effective April 1, 2013

• American Equity News:
» New Application and Suitability Form Required
» New Application and Suitability Form Required in Connecticut
» New Application Required in Florida

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 3-12-13http://www.kestlerfinancial.com/Blog/PostID/261Kestler Financial Group261Tue, 12 Mar 2013 00:00:00 GMTKestler Connection• REMINDER: KFG IS MOVING!!!

• Aviva Webcasts for March

• Aviva News:
» Introducing Aviva's TargetHorizon® & TargetBenefit® Annuities
» Available March 11! Be the first to check out our NEW Annuity Illustration Center
» Aviva USA delivers a year of solid financial performance
» Reminder of New Business Illustration Requirements
» Aviva announces NEW commission bonuses!

• Athene Annuity News:
» Get "The Bottom Line" Webinars

• American General News:
» Income Annuity Rates Will Decrease Wednesday, March 6.

• National Western News:
» Important NWL® IRA Cut-off Dates for 2012 Contributions

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 3-5-13http://www.kestlerfinancial.com/Blog/PostID/260Kestler Financial Group260Tue, 05 Mar 2013 00:00:00 GMTKestler Connection• KFG IS MOVING!!!

• Aviva Webcasts for March

• Aviva News:
» Aviva Announces SGO Max!
» A Statement of Benefits Your Clients Can Understand!

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.]]>Kestler Connection 2-26-13http://www.kestlerfinancial.com/Blog/PostID/259Kestler Financial Group259Tue, 26 Feb 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for February

• Aviva News:
» February 2013 NAIC Suitability Training update
» New Divorce Guidelines now available for clients
» Washington approves Income Edge Plus & LifetimePay Plus income riders!

• Athene Annuity News:
» Make Sure to Review This Training Checklist Before You Submit Your Next App!

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.]]>Kestler Connection 2-19-13http://www.kestlerfinancial.com/Blog/PostID/257Kestler Financial Group257Tue, 19 Feb 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for February

• Aviva News:
» Anti-Money Laundering Refresher Course

• American National News:
» Agent Alert: Important March 1 Changes

• American Equity Update:
» State and Federal Training Requirements

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 2-12-13http://www.kestlerfinancial.com/Blog/PostID/256Kestler Financial Group256Tue, 12 Feb 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for February


• Aviva News:
» Anti-Money Laundering Refresher Course
» Who We Are
» New annuity applications for Maryland

• American General News:
» Income Annuity Rates Will Increase Wednesday, February 6

• American Equity News:
» American Equity's Compliance Zone - 3rd Edition

• Great American Life News:
» Rate Increases!

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 2-5-13http://www.kestlerfinancial.com/Blog/PostID/254Kestler Financial Group254Tue, 05 Feb 2013 00:00:00 GMTKestler ConnectionFeature: Is Manhattan Still Only Worth $24?


• Aviva Webcasts for February

• Aviva News:
» Electronic MDRT Certification Letter is now available!
» Updated reinstatement form now available
» New annuity applications for Maryland
» Compliance Update: Non-Resident Sales of Life Insurance and Annuities

• Athene Annuity Update:
» NJ Suitability Requirements

• American Equity News:
» GREAT NEWS! A.M. Best Affirms American Equity's Excellent Financial Strength!!
» Guarantee Series Calculator Changes

• National Western Update:
» Compliance Bulletin for All Agents in Kansas

• American General Update:
» Annuity Rate Updates

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 1-29-13http://www.kestlerfinancial.com/Blog/PostID/251Kestler Financial Group251Tue, 29 Jan 2013 00:00:00 GMTKestler ConnectionFeature: Chicken Little Strikes Again & The Kestler 2013 Key Numbers Report

Annexus Delivers a Great Sales Piece on Inflation

• Aviva Webcasts for January

• Aviva News:
» Compliance Update: Non-Resident Sales of Life Insurance and Annuities

• Athene Annuity Update:
» Get "The Bottom Line" Webinars

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 1-22-13http://www.kestlerfinancial.com/Blog/PostID/249Kestler Financial Group249Tue, 22 Jan 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for January

• Aviva News:
» Ease of Business - Simplifying the process
» Updated forms now available

• American Equity News:
» Client Appreciation Events From The Top
» Clarification of Requirements for CA Ins. 789-10
» Romantic Stock Options
» NAIC Suitability in Annuity Transactions model - MICHIGAN

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 1-15-13http://www.kestlerfinancial.com/Blog/PostID/247Kestler Financial Group247Tue, 15 Jan 2013 00:00:00 GMTKestler Connection• Aviva Webcasts for January

• Aviva News:
» The American Taxpayer Relief Act of 2012 (ATRA) Avoids the Fiscal Cliff and Provides Life Insurance and Annuity Opportunities
» Accessing Aviva Connect
» Youmanity: Insuring a Future - See What's New
» BAA® system changes
» Aviva announces quick start commission bonus for South Carolina and Texas!
» Aviva announces quick start commission bonus for Florida and Ohio!

• American Equity News:
» Lifetime Income Benefit Rider Clarification

• American General Update:
» New Rates

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 1-8-13http://www.kestlerfinancial.com/Blog/PostID/245Kestler Financial Group245Tue, 08 Jan 2013 00:00:00 GMTKestler ConnectionHappy New Year!

• Aviva Webcasts for January

• Aviva News:
» Announcement regarding Employer Sponsored Qualified Plans

• Pass It On! - These are great articles to share with clients or fellow colleagues

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]]>Kestler Connection 1-1-13http://www.kestlerfinancial.com/Blog/PostID/244Kestler Financial Group244Tue, 01 Jan 2013 00:00:00 GMTKestler ConnectionHappy New Year!

• Aviva Webcasts for January

• Aviva News:
» Make sure your production counts for 2012
» Aviva plc announces buyer for US operation
» Upcoming Annexus® BalancedAllocation Annuity® changes
» BAA 10STM offered in Alaska, South Carolina, Texas and Utah
» Annuity changes recap

• Athene Annuity Update:
» Fixed Annuity Interest Rate Update

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 12-18-12http://www.kestlerfinancial.com/Blog/PostID/242Kestler Financial Group242Tue, 18 Dec 2012 00:00:00 GMTKestler Connection Happy Holidays from the KFG Family!

• Aviva Webcasts for December

• Aviva News:
» Moody's adjusts Aviva USA's rating
» Field Updates: Important Agent Reminders

• American Equity Update:
» Reminder: CA Ins. 789.10 Life Insurance And Annuity Solicitation To Seniors Ages 65 & Older

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 12-11-12http://www.kestlerfinancial.com/Blog/PostID/240Kestler Financial Group240Tue, 11 Dec 2012 00:00:00 GMTKestler ConnectionFeature: Find out why everyone's talking about Athene Benefit 10!

• Aviva Webcasts for December

• Aviva News:
» GREAT NEWS! Aviva will accept non-cash applications for the FER changes
» New Process in Agency Services Starting Jan. 1st 2013

• American General Life News:
» Important New Business & Compliance Updates

• American Equity Update:
» American Equity Gold Eagle Incentives

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 12-4-12http://www.kestlerfinancial.com/Blog/PostID/238Kestler Financial Group238Tue, 04 Dec 2012 00:00:00 GMTKestler ConnectionDid you miss our webinar? IRA Inc's™ - Implementing Big Ticket IRA Rollovers

• Aviva Webcasts for December

• Aviva News:
» Updates to your commission checks
» MultiChoice Freedon & Spirit Product Changes

• Athene Updates:
» Roll-up Rate Change on the Way

• American General Life News:
» Introducing AG News!

• American Equity Update:
» Temporary Extension of New Jersey License Expiration Dates
» Rate Change Effective Dec 5th
» Product Changes in TX

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 11-27-12http://www.kestlerfinancial.com/Blog/PostID/236Kestler Financial Group236Tue, 27 Nov 2012 00:00:00 GMTKestler ConnectionDon't forget to register! IRA Inc's™ - Implementing Big Ticket IRA Rollovers

• Aviva Webcasts for November

• Aviva News:
» Reminder: Take Anti-Money Laundering Refresher Course
» Changes to Aviva's Lifetime Solutions Annuity in South Dakota

• Presidential Life Updates:
» SD & NV Replacement Announcement Effective Immediately

• American General Life News:
» AG Annuity Rates changing

• Great American Update:
» Complete your AML training to avoid commission delays

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 11-20-12http://www.kestlerfinancial.com/Blog/PostID/234Kestler Financial Group234Tue, 20 Nov 2012 00:00:00 GMTKestler ConnectionHappy Thanksgiving!!!

• Aviva Webcasts for November

• Aviva News:
» Letter to Producers from Mike Miller: S&P, Moody's offer rating updates due to ongoing sale talks

• Athene Updates:
» Helpful Presentation on ATHENE Benefit 10
» Fixed Annuity Product Alert: ATHENE Benefit 10sm with Enhanced Benefit Rider!
» Get "The Bottom Line" Webinars

• American Equity Memo:
» Replacement Form Change

• National Western Bulletin:
» Annuity Holiday Schedule

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 11-13-12http://www.kestlerfinancial.com/Blog/PostID/232Kestler Financial Group232Tue, 13 Nov 2012 00:00:00 GMTKestler ConnectionNew Webinar! IRA Inc's™ - Implementing Big Ticket IRA Rollovers

• Aviva Webcasts for November

• Aviva News:
» Aviva announces end of year commission bonus!
» Aviva Q3 Results and Update on Possible Sale
» Updated Annuity forms now available
» Annuity product changes

• Athene Updates:
» Register Today for Upcoming Athene Annuity Webinars

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 11-6-12http://www.kestlerfinancial.com/Blog/PostID/230Kestler Financial Group230Tue, 06 Nov 2012 00:00:00 GMTKestler ConnectionNovember may be Election Month, but here at Kestler, it's Advisor Appreciation Month!

• Aviva Webcasts for November

• Aviva News:
» A.M. Best affirms Aviva USA's "A" rating
» A sale with a charitable advantage

• Athene Updates:
» ATHENE Benefit 10 Available in Four More States

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 10-31-12http://www.kestlerfinancial.com/Blog/PostID/227Kestler Financial Group227Wed, 31 Oct 2012 00:00:00 GMTKestler ConnectionDid you miss our webinar last Thursday?

• Aviva Webcasts for November

• Aviva News:
» Aviva to survey agents about new product concepts
» Make sure your production counts for 2012

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 10-23-12http://www.kestlerfinancial.com/Blog/PostID/225Kestler Financial Group225Tue, 23 Oct 2012 00:00:00 GMTKestler ConnectionFeature: NEW WEBINAR! Can you answer these 10 Questions?...

• Aviva Webcasts for October

• Athene Annuity News:
» NEW! Athene Annuity Webinar Series!

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 10-16-12http://www.kestlerfinancial.com/Blog/PostID/223Kestler Financial Group223Tue, 16 Oct 2012 00:00:00 GMTKestler ConnectionDid you miss our webinar this week? Don't Worry!

• Aviva Webcasts for October

• Aviva Updates:
» Mandatory Disclosure of Adverse Actions

• American Equity News:
» Immediate Annuity SPIA Quotes

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 10-9-12http://www.kestlerfinancial.com/Blog/PostID/221Kestler Financial Group221Tue, 09 Oct 2012 00:00:00 GMTKestler ConnectionDon't Miss our AMAZING Webinar this Thursday! Are you savvy?

• Aviva Webcasts for October

• Aviva Updates:
» Reminder of upcoming Ohio product changes
» Attention Nevada producers

• NAFA News:
» Fixed Annuities: Study Shows High Consumer Satisfaction and Sales Indicate Increased Desirability in a Challenging Economy

• Great American Life News:
» Commission Changes Effective October 8th

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 10-2-12http://www.kestlerfinancial.com/Blog/PostID/219Kestler Financial Group219Tue, 02 Oct 2012 00:00:00 GMTKestler Connection• Aviva Webcasts for October

• Aviva Updates:
» Aviva Commission Schedule for Annexus Agents

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 9-25-12http://www.kestlerfinancial.com/Blog/PostID/217Kestler Financial Group217Tue, 25 Sep 2012 00:00:00 GMTKestler ConnectionLAST CHANCE TO REGISTER! - IRA Inc.'s™ - Understanding Pension Offers: The Best Sales Solutions for Big Company Pension Rollovers

• Aviva Webcasts for September

• Aviva Updates:
» New Annuity Forms Available Online
» Washington NAIC training update

• American Equity News:
» Important Information Regarding Indiana Regulation

• National Western Bulletin:
» Global Lookback Interest Option Change

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 9-18-12http://www.kestlerfinancial.com/Blog/PostID/215Kestler Financial Group215Tue, 18 Sep 2012 00:00:00 GMTKestler ConnectionAnnexus Training Experience is filling up! Have you registered?

• Aviva Webcasts for September

• Aviva Updates:
» Ohio annuity producers to see product changes
» Revised Simplified Issue and Guaranteed Issue Underwriting Requirements Announced

• American Equity News:
» Important Information Regarding Product Changes in Ohio

• Athene Annuity Updates:
» Ohio's new Annuity Nonforfeiture regulation

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 9-11-12http://www.kestlerfinancial.com/Blog/PostID/213Kestler Financial Group213Tue, 11 Sep 2012 00:00:00 GMTKestler Connection• Aviva Webcasts for September

• Aviva Updates:
» Attention Ohio Annuity Producers: Changes to BalancedAllocation Annuity® Series

• National Western NEWS
» Annuity Rate Change Announcement

• American General Life Update
» Commission Schedule Modifications for Annuity Products

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 9-4-12http://www.kestlerfinancial.com/Blog/PostID/211Kestler Financial Group211Tue, 04 Sep 2012 00:00:00 GMTKestler Connection• IRA Inc.'s™ - Understanding Pension Offers: The Best Sales Solutions for Big Company Pension Rollovers

• Aviva Webcasts for September

• Aviva Updates:
» Life product changes, effective October 1, 2012
» Ease of Business - Processing changes announced

• American Equity NEWS
» Immediate Annuity SPIA Rate & Commission Changes Effective September 7th

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 8-28-12http://www.kestlerfinancial.com/Blog/PostID/209Kestler Financial Group209Tue, 28 Aug 2012 00:00:00 GMTKestler Connection• Submit your business by Sept. 7th for DOUBLE-CREDIT!

• Aviva Connect, your NEW agent website is here!

• Aviva Webcasts for August

• Aviva Updates:
» Product, Rate and Commission Changes + NEW Commission Bonus Program!
» Newly updated forms replace older versions
» Annuity product changes effective after August 24, 2012
» Sunsetting of Income 10

• American Equity NEWS
» American Equity 2013 Convention in Miami!
» Ohio Product Changes

• American Equity News:
» American Equity 2013 Convention in Miami!
» Ohio Product Changes

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 8-21-12http://www.kestlerfinancial.com/Blog/PostID/207Kestler Financial Group207Tue, 21 Aug 2012 00:00:00 GMTKestler Connection• NEW Annexus Training Experience Dates Added!

• Aviva Webcasts for August

• Aviva Updates:
» A Message from Mike Miller

• American Equity NEWS
» 1% Commission Increase!

• Athene Annuity NEWS
» Ohio Product Changes

• American National Agent Alert:
» Compensation Changes, Current Rates, Current Incentives & more!

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 8-14-12http://www.kestlerfinancial.com/Blog/PostID/205Kestler Financial Group205Tue, 14 Aug 2012 00:00:00 GMTKestler Connection• Income Inc. Connect™: Dominate the Retirement Market with Stealth SS Strategies - Part III

• Aviva Webcasts for August

• Aviva Updates:
» The $5 Million Gift
» A Message from Mike Miller: Aviva Half-Year Performance
» Customer Connections: bestYOU Magazine Magazine pilot to reach 400,000 customers this Summer

• American Equity NEWS
» American Equity Reports Second Quarter 2012

• Presidential Life NEWS
» Annuity Requirements apply to 25 states, CE Reciprocity Notes on Chart

• National Western Life News
» Rate Change Announcement: Effective August 27

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates


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]]>Kestler Connection 8-7-12http://www.kestlerfinancial.com/Blog/PostID/203Kestler Financial Group203Tue, 07 Aug 2012 00:00:00 GMTKestler Connection• Kestler Webinar with Rex Voegtlin: IRA Inc.™ - How the Supreme Court's Ruling Will Affect Your Business

• Aviva Webcasts for August

• Aviva Updates:
» New Business crediting rates for August

• American Equity NEWS
» COMMISSION INCREASE ON BENEFIT GOLD!!!
» Announcing Option B Commission Payment!

• Presidential Life NEWS
» Deferred Annuity Rates Decrease Effective Wednesday, 8/8/12

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 7-31-12http://www.kestlerfinancial.com/Blog/PostID/202Kestler Financial Group202Tue, 31 Jul 2012 00:00:00 GMTKestler Connection• Annexus Summer Webinar Series: IRA Inc - Tax Saving Strategies You Should Know

• Aviva Webcasts for August

• Aviva Updates:
» Making Life Easier for You & Your Clients
» Nevada Approves NEW Products!

• Great American Life NEWS

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 7-24-12http://www.kestlerfinancial.com/Blog/PostID/200Kestler Financial Group200Tue, 24 Jul 2012 00:00:00 GMTKestler Connection• Feature: Suitability Goggles, Issue 4

• Final Tips from Kim & Ben

• Aviva Webcasts for July

• Aviva Updates:
» Financial Insights: An overview of Aviva USA's Investment Portfolio, Policyholder Reserves and Capital
» Clarification on July 13th rate Changes
» July 2012 NAIC Suitability Training Update

• American Equity News:
» American Equity Listed in Top 200 U.S. Life/Health Writers
» SPIA-1: 5, 6, 7,8 and 9 Year Period Certain Payouts
» Rate Announcement
» New Annuity Offering in CT
» Product Changes in DE
» Ohio 3901-6-16, Effective October 9, 2012

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 7-17-12http://www.kestlerfinancial.com/Blog/PostID/198Kestler Financial Group198Tue, 17 Jul 2012 00:00:00 GMTKestler Connection• WWBFD?

• BREAKING NEWS form Athene Annuity

• Aviva Webcasts for July

• Aviva Updates:
» Massachusettes' DOI Rate Change Approval

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 7-10-12http://www.kestlerfinancial.com/Blog/PostID/197Kestler Financial Group197Tue, 10 Jul 2012 00:00:00 GMTKestler Connection• More Tips from Old Benji

• Aviva Webcasts for July

• Aviva Updates:
» Annuity Product Changes
» Anti-Money Laundering Refresher
» Now Available: Prospective Producers' Suitability Training

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 7-3-12http://www.kestlerfinancial.com/Blog/PostID/195Kestler Financial Group195Tue, 03 Jul 2012 00:00:00 GMTKestler Connection• Feature: HAPPY 4TH OF JULY! from the Desk of Kim Harrington

• Aviva Webcasts for July

• Aviva Updates:
» Wellness for Life now available in Connecticut
» Nebraska License Changes
» The Aviva Difference for iPad

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 6-26-12http://www.kestlerfinancial.com/Blog/PostID/194Kestler Financial Group194Tue, 26 Jun 2012 00:00:00 GMTKestler Connection• Aviva Updates:
» 80+ Years of Financial Excellence
» Adding value for YOU
» bestYOU e-newsletter now available for agents!
» NAIC Louisiana training, KY deadline & Nationwide training

• American Equity News
» In Memory of Wendy C Waugaman

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 6-19-12http://www.kestlerfinancial.com/Blog/PostID/192Kestler Financial Group192Tue, 19 Jun 2012 00:00:00 GMTKestler Connection• Annexus Inner Circle: "Become a Retirement Hero" + 2 other great training opportunities!

• Aviva Wellness - What Can You Get for $100

• Aviva Webcasts for June

• Aviva Updates:
» Youmanity Community: Gen Z Puts Kindness to Action

• American Equity News
» American Equity's Compliance Zone
» FedEx Discount Program

• Athene Annuity News:
» Athene Annuity's Contracting Paperwork has been updated!
» Liberty Life Forms No Longer Accepted Beginning July 2nd

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 6-12-12http://www.kestlerfinancial.com/Blog/PostID/190Kestler Financial Group190Tue, 12 Jun 2012 00:00:00 GMTKestler Connection• Aviva Wellness for Life Rewards

• Aviva Webcasts for June

• Aviva Updates:
» Survey on stress in men
» New Client Welcome Kits

• American Equity News
» New IALC Video on Fixed Annuities

• Athene Annuity News:
» Increases in Rollup Rates & Commissions

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 6-5-12http://www.kestlerfinancial.com/Blog/PostID/188Kestler Financial Group188Tue, 05 Jun 2012 00:00:00 GMTKestler Connection• From the Desk of Larry Stich

• NEW Income Inc. Webinar - Inflation: The Silent Retirement Dream Killer

• Aviva Webcasts for June

• Aviva Advanced Markets

• Aviva Updates:

» New business crediting rates will remain unchanged for June
» Producers in South Dakota must take continuing ed training
» Wellness for Life received approval in North Carolina and Oregon
» Survivorship Builder has been approved in Massachusetts and New Hampshire

• American Equity News

• Athene Annuity News:
» Fixed Annuity Interest Rates

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 5-29-12http://www.kestlerfinancial.com/Blog/PostID/186Kestler Financial Group186Tue, 29 May 2012 00:00:00 GMTKestler Connection• Another Reason to Choose Wellness for Life®

• Aviva Webcasts for May

• Aviva Updates:

» May 2012 NAIC Suitability Training Deadline Update
» Aviva to survey agents about new product concepts
» Don't Miss BALIR™ Training Deadline!
» 2012 Summer Hours

• Great American Life News:

» Temporary Commission Decreases Effective Now
» Complete a LIMRA Survey on Recognition Programs
» Summer Hours & Home Office Closings

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 5-22-12http://www.kestlerfinancial.com/Blog/PostID/184Kestler Financial Group184Tue, 22 May 2012 00:00:00 GMTKestler Connection• A "Must-Not-Miss" Webinar! Dominating the Reitrement Market Through Little Known Social Security Strategies & Techniques

• New! Aviva Connect

• Aviva Webcasts for May

• Aviva Updates:

» First Quarter Results: Increasing Our Sales, Strengthening Our Capital Position
» Sale to Military Personnel Disclosure Form Now Required in Virginia
» Don't Miss BALIR™ Training Deadline!
» Charging Fees Not Acceptable
» Aviva USA survey reveals relationship between financial concerns and health for women

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 5-15-12http://www.kestlerfinancial.com/Blog/PostID/182Kestler Financial Group182Tue, 15 May 2012 00:00:00 GMTKestler Connection• FEATURE: Everything You Ever Wanted to Know about Social Security but Didn't Know "You Shoulda Asked...." With Rex Voegtlin

• Annexus IRA Inc Webinar: Protecting Your Clients' Retirement from Financial Elder Abuse

• Aviva Webcasts for May

• Aviva Updates:

» How Wellness for Life® can lead to more sales
» Doing business with Aviva just got easier

• American Equity Memos:

» Revised Gramm-Leach-Bliley Act Privacy Notices
» Compliance Update

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

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]]>Kestler Connection 5-8-12http://www.kestlerfinancial.com/Blog/PostID/181Kestler Financial Group181Tue, 08 May 2012 00:00:00 GMTKestler Connection• Most Popular Aviva USA Brochures Now Updated

• Aviva Webcasts This Week

• Aviva Updates:

» Attention Nevada annuity producers
» BALIR™ is approved in California, Hawaii and Wyoming!
» The Electronic Funds Transfer (EFT) form has been updated
» Assignment of Commissions rules to be updated
» Annuity product changes effective May 11, 2012
» No Annexus new business rate changes for the month of May
» Delaware and Minnesota approve annuity product changes

• American Equity Memos:

» New Annuity offering in Florida & Arizona

• Pass It On! - These are great articles to share with clients or fellow colleagues

• Weekly Economic Updates

View the full email here.

]]>Kestler Connection 5-1-12http://www.kestlerfinancial.com/Blog/PostID/177Kestler Financial Group177Tue, 01 May 2012 00:00:00 GMTKestler Connection• From the Desk of Larry Stich

• Aviva Wellness for Life Materials

• Aviva Updates:

» BALIR™ is approved in California, Hawaii and Wyoming!
» Field Update for Oregon Producers
» BAA 8 and BAA 10 available in Nevada!
» BAA at a Glance

• Athene Annuity Memos:

» Athene Annuity Announces May Interest Rates

• Pass It On! - These are great articles to share with clients or fellow colleagues

View the full email here.

]]>Kestler Connection 4-24-12http://www.kestlerfinancial.com/Blog/PostID/175Kestler Financial Group175Tue, 24 Apr 2012 00:00:00 GMTKestler Connection•  NEW!! Aviva iPad App!

•  Aviva Webcasts This Week

•  Aviva Updates:

» BALIR® approved in DE, IL and MN!

» BAA at a Glance


•  American Equity Memos:

» New Annuity Offering in DC, SD, ND & AR

» Reminder of Replacement Guidelines


•  Pass It On! - These are great articles to share with clients or fellow colleagues

•  Weekly Economic Updates

View the full email here.

]]>Kestler Connection 4-17-12http://www.kestlerfinancial.com/Blog/PostID/173Kestler Financial Group173Tue, 17 Apr 2012 00:00:00 GMTKestler ConnectionInside this Issue:

 

  • Annexus Spring Webinar Series: IRA Inc TOMORROW!
  • Aviva Webcasts
  • Aviva Updates:

    » Producers in Utah must take continuing education training
    » Wellness for Life® Campaign is underway!

  • American Equity Memos » New Annuity Offering from American Equity in D.C., SD, ND and AR
    » All NMO's & Washington Agents - Bonus 5 will be suspended

  • Pass It On! - These are great articles to share with clients or fellow colleagues -

""Is Aviva USA for Sale?" & "Ways to Put a Refund to Work"

  • Weekly Economic Updates

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]]>Kestler Connection 4-10-12http://www.kestlerfinancial.com/Blog/PostID/171Kestler Financial Group171Tue, 10 Apr 2012 00:00:00 GMTKestler ConnectionInside this Issue:
  • NEW! From the Desk of Larry Stich
  • BIG NEWS! New Business and Service annuity forms now available on Laser App and iPipeline
  • Aviva Webcasts
  • Aviva Updates:

    » Aviva to conduct telephone survey of policyholders, Aviva Survivorship Builder, Alaska, Massachusetts, Minnesota and Utah approve annuity & more...

  • Annexus Marketing Boot Camp Part III

  • Pass It On! - These are great articles to share with clients or fellow colleagues -

"The Real Story Behind Landing The Big Case," "Market Uncertainty Increases Demand for VAs" & "United States of Annuities."

  • Weekly Economic Updates

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]]>Kestler Connection 4-3-12http://www.kestlerfinancial.com/Blog/PostID/169Kestler Financial Group169Tue, 03 Apr 2012 00:00:00 GMTKestler Connection
Inside this Issue:

  • Aviva Webcasts
  • Aviva Updates:

    » NAIC Training for Producers in WA

    » Kansas Compliance Update

  • Athene Annuity: Strength & Stability

  • American Equity Memos:

    » Celebrating Another Great Year!

    » SPDA-MYGA Changes

  • Pass It On! - These are great articles to share with clients or fellow colleagues -

"Prosecutor Admits Not Proving Agent Knew Client Had Dementia," "Annuities Cure Asset Loss From Health Expenses" & "Can't pay your tax bill? You have options."

  • Weekly Economic Updates

View the full email here.

]]>Kestler Connection 3-27-12http://www.kestlerfinancial.com/Blog/PostID/167Kestler Financial Group167Tue, 27 Mar 2012 00:00:00 GMTKestler Connection Inside this Issue:

  • Aviva Webcasts
  • Aviva Updates:

    » Update on BalancedAllocation Annuity® products in Massachusetts

    » BALIR™ is approved in MA, MD, MO, and NH!

    » BalancedAllocation Annuity® Series At A Glance

    » BalancedAllocation Annuity® Series in FL

    » Updated Certificates of Disclosure forms for the LifetimePay Flex Rider now available

    » REMINDER: Updated Forms

  • Pass It On! - These are great articles to share with clients or fellow colleagues - "Why Many Americans Don't Save for Retirement" & "HOW MUCH RETIREMENT INCOME WILL YOU REALLY NEED?"
  • Weekly Economic Update

View the full email here.

]]>Kestler Connection 3-20-12http://www.kestlerfinancial.com/Blog/PostID/165Kestler Financial Group165Tue, 20 Mar 2012 00:00:00 GMTKestler ConnectionInside this Issue:

NOTE: Our Kestler Wholesaler Team will be out of the office on Friday, March 23rd. They will be in training all day to become even better at helping you reach your goals! And don't worry...the rest of us will be here to take your calls if you need us. Thanks for your understanding!


  • Webinars!
    BALIR™ Launch & Training
    Aviva Webcasts
  • Aviva Updates
  • American Equity Memos
  • Pass It On! - These are great articles to share with clients or fellow colleagues
    • "The outrage over Glenn Neasham: a different perspective"
    "Annuity Case Chills Insurance Agents"

  • Weekly Economic Update

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]]>Kestler Connection for 3/13/12http://www.kestlerfinancial.com/Blog/PostID/163Kestler Financial Group163Tue, 13 Mar 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Are you BALIR™ Certified?
  • BalancedAllocation Lifetime Income Rider™ flyer - Unexpected Expenses and Changing Plans
  • Aviva Updates: Informal/Trial Submissions on your Permanent Products & Reminder of Anti-Money Laundering Program
  • American Equity Memo: Agents in California
  • Pass It On! - These are great articles to share with clients or fellow colleagues
  • Weekly Economic Update

View the full email here.

]]>Kestler Connection 3/6/12http://www.kestlerfinancial.com/Blog/PostID/161Kestler Financial Group161Tue, 06 Mar 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Lead the Revolution: with Annexus' patented BALIR™
  • Aviva Updates: New Annuity Products Available in Florida
    PLUS...Current rates for March
  • Athene Annuity: New MYGA Interest Rates Effective March 8th!
  • American Equity Memos: NEW PRODUCT! Traditions Gold and Traditions Gold Plus
  • Aviva Webcasts
  • NWL 2013 Sales Conference & Champions Club with National Western Life
  • Weekly Economic Update

View the full email here.

]]>Kestler Connection for 2/28/12http://www.kestlerfinancial.com/Blog/PostID/159Kestler Financial Group159Tue, 28 Feb 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Feature: The most Innovative income rider in the industry just got Better.
  • BalancedAllocationAnnuity®- customizable flyer now available
  • Don't Miss our Webinar on February 29th for the new BAA Rider!
  • President Obama's Proposed 2013 Budget - Who will it hurt/help most?
  • American Equity Memo: Retirement Gold Sales suspended in Oregon
  • Pass It On! - These are great articles to share with clients - "Seniors Speak Out on Their Greatest Fear" & "Stretch IRA Provision Removed from Highway Bill"
  • Weekly Economic Update

   View the full email here.

]]>Kestler Connection for 2/21/12http://www.kestlerfinancial.com/Blog/PostID/157Kestler Financial Group157Tue, 21 Feb 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • New Business and Service life & annuity forms now available on Laser App
  • Pass It On! - These are great articles to share with clients - "The Pros & Cons of Hiring a Tax Pro" By Eva Rosenberg (MarketWatch)
  • Weekly Economic Update

View the full email here.

]]>Kestler Connection for 2/14/12http://www.kestlerfinancial.com/Blog/PostID/155Kestler Financial Group155Tue, 14 Feb 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Breaking News: Liberty Life is Now Athene Annuity
  • South Carolina and Texas approve annuity changes
  • NAIC Training Deadlines Approaching Annuity Producers
  • American Equity Update to Agents in IL & MD
  • Pass It On! - These are great articles to share with clients
  • Weekly Economic Update
View the full email here.]]>Kestler Connection - 2/7/2012http://www.kestlerfinancial.com/Blog/PostID/153Kestler Financial Group153Tue, 07 Feb 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Agent 1099Misc and W2 Frequently Asked Questions
  • New rules to bring annuities to 401(k)s, IRAs
  • MultiChoiceSM Lifetime Solutions Annuity Now Available in
    Florida & Pennsylvania!
  • February Annuity Rate Update
  • Weekly Economic Update
View the full email here.]]>Kestler Connection - 1/31/2012http://www.kestlerfinancial.com/Blog/PostID/150Kestler Financial Group150Tue, 31 Jan 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Electronic MDRT Certification Letter will be available soon!
  • Are People Really Retiring Later?
  • Buying Behavior: How 2011 Will Affect Annuity Sales in 2012
  • Weekly Economic Update
View the full email here.]]>Kestler Connection - 1/17/2012http://www.kestlerfinancial.com/Blog/PostID/147Kestler Financial Group147Tue, 17 Jan 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Important appointment renewal changes for FL producers
  • New Annuity Forms Now Available for Illinois
  • 2012 Tax Summary information updated
  • Helping you process your applications quicker
View the full email here.]]>Kestler Connection - 1/10/2012http://www.kestlerfinancial.com/Blog/PostID/144Kestler Financial Group144Tue, 10 Jan 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Year-end information from Agency Services
  • Aviva's Chris Littlefield featured in Broker World
  • Field Update: BAA 8S now available in South Carolina!
  • Aviva Connect - coming soon
View the full email here.]]>Kestler Connection - 1/3/2012http://www.kestlerfinancial.com/Blog/PostID/141Kestler Financial Group141Tue, 03 Jan 2012 00:00:00 GMTKestler ConnectionInside this Issue:

  • Update on annuity products in Nevada
  • Aviva January Webcast Schedule
  • Guarantee UL Solution III now available in Hawaii

View the full email here.

]]>Kestler Connection - 12/27/2011http://www.kestlerfinancial.com/Blog/PostID/139Kestler Financial Group139Tue, 27 Dec 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • A reminder regarding employer-owned life insurance tax
  • Revised Suitability and Product Comparison Worksheets
  • American General Rate Change

View the full email here.

]]>Kestler Connection - 12/20/2011http://www.kestlerfinancial.com/Blog/PostID/137Kestler Financial Group137Tue, 20 Dec 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva: Taking Action to Retain Our Customers
  • AM Best Affirms Aviva Ratings
  • Survivor UL is not just for estate taxes anymore
  • New forms available for Alaska
  • Aviva: January Annuity Product Changes
View the full email here.]]>Kestler Connection - 12/13/2011http://www.kestlerfinancial.com/Blog/PostID/135Kestler Financial Group135Tue, 13 Dec 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Training Deadlines Approaching for Producers
  • The Latest Innovation From Aviva
  • S&P Credit Watch
  • 2012 Kickoff Campaign - Your Competitive Advantage!
View the full email here.]]>Kestler Connection - 12/6/2011http://www.kestlerfinancial.com/Blog/PostID/133Kestler Financial Group133Tue, 06 Dec 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva December Annuity Rates
  • Changes to AE Lifetime Income Benefit Riders
  • New Nevada Regulations impact Annuities
  • Aviva - Changes to Life Products
  • Understanding the impact of IUL policy charges
View the full email here.]]>Kestler Connection - 11/29/2011http://www.kestlerfinancial.com/Blog/PostID/131Kestler Financial Group131Tue, 29 Nov 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva Top Producer Contract - HUGE NEWS!
  • Inner Circle - Annexus Style
  • Gary Woodland, Annexus sponsored golf pro, in the news
  • Delays with CA Licensing
View the full email here.]]>Kestler Connection - 11/22/2011http://www.kestlerfinancial.com/Blog/PostID/129Kestler Financial Group129Tue, 22 Nov 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Advantage Builder IV Now Available in NM & VA
  • Unlocking IRAs & Annuities from Early Withdrawal Tax Penalties
View the full email here.]]>Kestler Connection - 11/15/2011http://www.kestlerfinancial.com/Blog/PostID/127Kestler Financial Group127Tue, 15 Nov 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • California Producers Must Take Additional Training
  • New Client Welcome Kit Interviews
  • Aviva Announces Third-Quarter Financial Results
  • AK, KY, CT, and IL Adopt Model Rule
View the full email here.]]>Kestler Connection - 11/8/2011http://www.kestlerfinancial.com/Blog/PostID/125Kestler Financial Group125Tue, 08 Nov 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • November Annuity Rates
  • Aviva Announces Holiday and Year-End Processing Schedule
  • Aviva offers the strongest IUL guarantees in the industry
  • Aviva Monthly Webcast Schedule
View the full email here.]]>Kestler Connection - 11/1/2011http://www.kestlerfinancial.com/Blog/PostID/123Kestler Financial Group123Tue, 01 Nov 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Making the Financial Underwriting Process Seamless
  • Aviva IUL vs. John Hancock
  • Prime Policies Now Illustrating in LPSS
  • Some Income Preferred Series policies to be issued on OPAS
  • Training deadlines approaching in several states & DC
View the full email here.]]>Kestler Connection - 10/25/2011http://www.kestlerfinancial.com/Blog/PostID/121Kestler Financial Group121Tue, 25 Oct 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Set Yourself Apart with Wellness For Life
  • Updated CODs for Aviva Annuities
View the full email here.]]>Kestler Connection - 10/18/2011http://www.kestlerfinancial.com/Blog/PostID/118Kestler Financial Group118Tue, 18 Oct 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva's Brand Campaign Update
View the full email here.]]>Kestler Connection - 10/11/2011http://www.kestlerfinancial.com/Blog/PostID/116Kestler Financial Group116Tue, 11 Oct 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva Ranked in Top 5 of Seven Categories by ASJ
  • American Equity Rate Changes
  • Aviva October Annuity Rates
View the full email here.]]>Kestler Connection - 10/4/2011http://www.kestlerfinancial.com/Blog/PostID/114Kestler Financial Group114Tue, 04 Oct 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Join Aviva for a Webcast in October
  • BAA12 Family Endowment Rider Increases to 5% in MA
  • Aviva APS Ordering Guidelines Explained
View the full email here.]]>Kestler Connection - 9/27/2011http://www.kestlerfinancial.com/Blog/PostID/112Kestler Financial Group112Tue, 27 Sep 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • LSA Now Available in MD, NV, TX, and VA
  • Aviva to survey agents about new product concepts
  • Continuing Education Required for IN, MD Producers
  • Beneficiary Audits: Your Gateway to Large Annuity Sales
  • BPASelect 10™ & BPASelect 12™ Product Update
  • Continuing Education Required for Hawaii Producers
  • New State-Specific Annuity Application Forms for CO
  • Aviva begins printing new Annual Statement version
View the full email here.]]>Kestler Connection - 9/20/2011http://www.kestlerfinancial.com/Blog/PostID/110Kestler Financial Group110Tue, 20 Sep 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • New State Approvals for Aviva's ABIV and GUSIII
  • Annuity Continuing Education Training in Texas Clarified
View the full email here.]]>Kestler Connection - 9/13/2011http://www.kestlerfinancial.com/Blog/PostID/108Kestler Financial Group108Tue, 13 Sep 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Important Information Regarding Upcoming Rate Changes
  • Updated Ad Guidelines Submission Requirements for Aviva
  • Lincoln MoneyGuard® Benefit Adjustments
  • Annuity Product and Rate Changes Effective September 16
View the full email here.]]>Kestler Connection - 9/6/2011http://www.kestlerfinancial.com/Blog/PostID/106Kestler Financial Group106Tue, 06 Sep 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva September Annuity Rates
  • Aviva - New & Updated Service Forms
  • Customer Connections: YOUmanity
  • Aviva Commission Bonus To Be Paid September 2
View the full email here.]]>Kestler Connection - 8/30/2011http://www.kestlerfinancial.com/Blog/PostID/104Kestler Financial Group104Tue, 30 Aug 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Kestler 1,988th Fastest-Growing Private Company in U.S.
  • Presidential Deferred Annuity Rate Decrease
  • Aviva Monthly Webcast Schedule
  • Life Insurance Webinar Recording Now Available
  • Aviva to Conduct Telephone Survey of of Policyholders
  • Colorado and Wisconsin Training Deadline Reminder
View the full email here.]]>Kestler Connection - 8/23/2011http://www.kestlerfinancial.com/Blog/PostID/101Kestler Financial Group101Tue, 23 Aug 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva USA is Prepared to Respond to Market Volatility
  • 2011 Centaurus National Conference Pictures
  • Aviva - LSA Commission Bonus
View the full email here.]]>Kestler Connection - 8/16/2011http://www.kestlerfinancial.com/Blog/PostID/98Kestler Financial Group98Tue, 16 Aug 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva - New Beneficiary Forms
  • Unlocking the Power of Social Media
  • New State Approvals for Aviva's AB IV & GUS III
  • Aviva Paper People Campaign Update
  • Aviva to Survey Producers on Needs of Demographic Groups
  • New Client Welcome Kit Pilot
View the full email here.]]>Kestler Connection - 8/9/2011http://www.kestlerfinancial.com/Blog/PostID/96Kestler Financial Group96Tue, 09 Aug 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Annuity Requirements apply to ND and OR
  • Aviva - August Annuity Rates
  • Texas Adopts Continuing Education Requirements
  • BAA 10 & 12 Family Endowment Rider Increase to 5%
  • Beneficiary and Income Rider Forms Change
  • ANICO - August Annuity Rates
  • State-by-State Adoption of NAIC Model Regulation
View the full email here.]]>Kestler Connection - 8/2/2011http://www.kestlerfinancial.com/Blog/PostID/95Kestler Financial Group95Tue, 02 Aug 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • American Equity - New Suitability Form Required
  • Aviva CARE Marketing Materials Available Online
  • LSA State Approvals and Bonus Announcements
  • Service Forms Updated with User-Friendly Format
  • Important Annuity Disclosure Requirements For TX
  • 3 Universal Life Products Available in Maryland
  • Income Withdrawal Option Announcement
  • Aviva to Survey Customers to Recently Purchased IUL
View the full email here.]]>Kestler Connection - 7/26/2011http://www.kestlerfinancial.com/Blog/PostID/94Kestler Financial Group94Tue, 26 Jul 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Track Your Pending Business Online
  • Iowa Insurance Division Compliance Update
  • Income Preferred/MultiChoiceSM Series Approved in AK, MN
  • Minnesota DOI Begins to Restore Business
  • ACT NOW! Rates Changing On The Guarantee Series
  • Aviva Financial Stability Recognized
  • Vermont Insurance Bulletin 161
View the full email here.]]>Kestler Connection - 7/19/2011http://www.kestlerfinancial.com/Blog/PostID/91Kestler Financial Group91Tue, 19 Jul 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • 2011 Centaurus Wealth Management Event Calendar
  • 10 Questions Every Successful IRA Specialist MUST Answer
  • Aviva NLG - New State Approvals
View the full email here.]]>Kestler Connection - 7/12/2011http://www.kestlerfinancial.com/Blog/PostID/88Kestler Financial Group88Tue, 12 Jul 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Minnesota's Government Shutdown Will Impact Agents
  • Upcoming Deadlines in August
View the full email here.]]>Kestler Connection - 7/5/2011http://www.kestlerfinancial.com/Blog/PostID/86Kestler Financial Group86Tue, 05 Jul 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Aviva's Guarantee UL Solution III Available in CA & PA
View the full email here.]]>Kestler Connection - 6/28/2011http://www.kestlerfinancial.com/Blog/PostID/84Kestler Financial Group84Tue, 28 Jun 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • ARE YOU ON THE KESTLER LEADERBOARD?
  • Aviva Annuities - July Rates
  • New Appointment Requirements for Solicitation of Business
  • Unlocking the Power of Social Media
  • 2011 Centaurus Wealth Management Event Calendar
  • Idaho Insurance Bulletin 11-03 - Rebates/Inducements
  • Join Aviva for a Live Webcast in July & Win Prizes!
  • Lifetime Solutions Annuity Now Available in DE
View the full email here.]]>Kestler Connection - 6/21/2011http://www.kestlerfinancial.com/Blog/PostID/81Kestler Financial Group81Tue, 21 Jun 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Registration now open for August ATE!
  • 2011 Centaurus Wealth Management Event Calendar
  • Aviva's Mart Heitz Makes Plans to Retire
  • Aviva's Lifetime Solutions Annuity Now Available in MN
View the full email here.]]>Kestler Connection - 6/14/2011http://www.kestlerfinancial.com/Blog/PostID/79Kestler Financial Group79Tue, 14 Jun 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Be A Part of YOUmanity!
  • 2011 Centaurus Wealth Management Event Calendar
  • Aviva Announces New Agent Locator Tool
  • Lifetime Solutions Annuity Now Available in SC
  • Aviva Adopts New Guidelines for Premium Finance and ECV
  • Aviva's Refreshed NLG Portfolio Now Available in TX
View the full email here.]]>Kestler Connection - 6/7/2011http://www.kestlerfinancial.com/Blog/PostID/76Kestler Financial Group76Tue, 07 Jun 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Kestler Employee Featured on Local News
  • Aviva - June Annuity Rates
  • Aviva - NLG State Approvals
  • SC & WV Adopt Continuing Education Requirements
  • 8% IAV Rate Back on American Equity's LIBR until 9/30
  • Aviva to Survey Producers on New Business Process
  • The Lifetime Solutions Annuity Calculator is Here!
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  • ANICO June Interest Rates
  • 2011 Centaurus Wealth Management Event Calendar
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  • Kestler Employee Honored as Foster Parent of the Year
  • Aviva's Lifetime Solutions Annuity - Available NOW!
  • Aviva Commission Bonus Payments Generated on May 18
  • Commission Bonus on Aviva's AIL Line of Annuities
  • Navigating KestlerFinancial.com's Producer-Only Tools
  • Target More Affluent Clients With These Simple Steps
  • Attend Aviva's Business Development Program
  • 2011 Centaurus Wealth Management Event Calendar
View the full email here.]]>Kestler Connection - 5/17/2011http://www.kestlerfinancial.com/Blog/PostID/70Kestler Financial Group70Tue, 17 May 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • The Reasons to Consider a Fixed Indexed Annuity, Part 1
  • New Fax Numbers for Presidential Life
  • Presidential Life Deferred Annuity Rates to Decrease 5/18/11
  • Aviva Offers Training for New Lifetime Solutions Annuity
  • Refreshed Aviva NLG Portfolio to Launch May 23
  • Aviva's CARE Program Extended to ALL Distributions
  • New SecurePlus Gold Commissions in Certain States
  • Join Aviva for a Live Webcast in June and Win Aviva Prizes!
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  • Why People Buy Fixed Annuities
  • New Procedures for Accessing Aviva Client Site
  • Aviva Mass Termination Update
  • Five States Adopt Continuing Education Requirements
  • Continuing Education Training Required for all OK Producers
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  • From the Desk of Tom Kestler - Why Fixed Indexed Annuities Have Caps
  • Aviva May Annuity Rates & Commission Bonuses
  • Training Required for all WI Insurance Producers
  • Agent Letters Regarding Terminations
  • Important Annuity Disclosure Requirements for IL
  • Aviva Brand Launch - News Release
  • Aviva's Branding Campaign - When To Watch
  • Join Aviva for a live webcast in May and win prizes!
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  • From the Desk of Tom Kestler - Why Annuity Sales Are Booming During the Recession
  • Get Ready for Aviva's National Brand Campaign
  • Aviva Field Update: Transition Guidelines for Refreshed NLG
  • MD Senior Designation Memo
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  • SPECIAL ANNOUNCEMENT FROM KESTLER FINANCIAL
  • Aviva Field Update: Two Important Deadlines on May 1
  • ANICO Financial Update
  • ANICO Worksite Simplified Issue Program
  • Aviva Annuity Product Changes Approved in IN, TX
  • Aviva to Conduct Brand Research
  • Reminder of New Independent Producer Contract
  • Reminder About Pretext Marketing and Sales Practices
  • Spring 2011 Version of AMO Suite Now Available
  • ANICO April Mid-Month Update
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  • Kestler Financial has upgraded to a new phone system
  • Presidential Life Bulletin 430 - General Agent Production Report Mailing Discontinued
  • Presidential Life: Bulletin 431 - Deferred Annuity Rates Increase 4/6/11
  • ANICO's New Stretch IRA Concept
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  • An Inherited IRA: Some Thing to Consider
  • April Interest Rates Dropping!
  • Aviva April Annuity Rates and S&D Meeting Notice
  • 401(k) vs. Safe Harbor 401(k)
  • Colorado Adopts NAIC Model Suitability Rule
  • Annuity Requirements Apply to TX, RI, and WI
  • Join Aviva for a live webcast in April and win Aviva prizes!
  • Health Producers Turn to Pensions
  • American Equity Spring Sales Incentive
  • Aviva Offering Commission Bonus on Annuity Production
  • Presidential Immediate Annuity Rates have changed as of 3/31/2011
  • ANICO Independent Voice, Issue III
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  • New Aviva annuity approvals in CT
  • New Aviva annuity approvals in UT
  • April 2011 Annexus Agent Training Experience Registration OPEN!
  • Life Without An Estate Tax
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  • Increase in Aviva Rider Roll-Up Rates!
  • Kestler Financial Group Closing Early on Wednesday March 9, 2011
  • ANICO - The Independent Voice, Issue II
  • Aviva March Annuity Rates
  • Aviva launching new policyholder website
  • SIMPLE IRA vs. 401(k)
  • Aviva plc reports outstanding financial results for 2010!
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  • Aviva Field Update: Clarification on Updated Certificates of Disclosure
  • Aviva Monthly Webcast Schedule
  • March Interest Rates Are Going Up!
  • New Independent Producer Contract with amendment language now available
  • Aviva Consumer Study Results
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  • Annuity Product Comparison Worksheet Update
  • 403(b) and 457(b) Certification Schools
  • Centaurus Financial Ranks among Top Independent Broker/Dealers
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  • 2011 Key Numbers
  • New Estate Tax Laws Webinars
  • S&P upgrades outlook on Aviva
  • Annuity Cash Bonus
  • Partnering for Suitability - What Constitutes a Replacement
  • New Aviva certificate of disclosure forms now required in all states
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  • Aviva has increased annuity cap rates and indexed allocations
  • Check out Aviva's industry-leading minimum guarantee rates
  • Introducing My Aviva - A new customer service portal
  • Tax-free charitable contributions from IRAs extended once again
  • February 2011 ANICO Snapshot
  • Centaurus - 2011 Wealth Management Calendar
  • Heat up your sales this winter with pensions
  • Facts about fixed annuities
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  • Kestler Financial Group Life Insurance Processing Center
  • BAA 10 now available in Florida
  • Important update on American General annuities sold in New York
  • Mandatory Disclosure of Adverse Action
  • Annexus 5-Year Anniversary!
  • Aviva Monthly Webcast Schedule
  • See how Aviva's Wellness for Life program can reduce your clients' costs
  • Aviva to survey agents about their website needs
  • LSW increasing commissions on all indexed annuities
View the full email here.]]>Kestler Connection - 1/25/2011http://www.kestlerfinancial.com/Blog/PostID/20Kestler Financial Group20Tue, 25 Jan 2011 00:00:00 GMTKestler ConnectionInside this Issue:

  • Featured: Phase II of KestlerFinancial.com now LIVE!
  • Aviva offering commission bonus on annuity production!
  • Talking points in response to the MONEY magazine "The Safety Trap" article
  • Aviva Field Update: Income Preferred Bonus Pro & MultiChoice Xtra Pro available in FL
  • Aviva Field Update: Anti-Money Laundering Training
  • New e-Pocket Tax Tables Available
  • New rules offer easier cost basis reporting
  • Nine Mistakes That Can COST YOU and YOUR CLIENTS in the New Year

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]]>Kestler Connection - 1/18/2011http://www.kestlerfinancial.com/Blog/PostID/10Kestler Financial Group10Tue, 18 Jan 2011 00:00:00 GMTKestler ConnectionInside this Issue:
  • ANICO - You Asked...We Delivered!
  • Aviva Investors Information Call
  • HOT January MYG Rates from ANICO
  • Additional Information Regarding IA Administrative Rule 191-15
  • Kansas Use of Senior-Specific Certifications and Designations
  • AE - Product Training and New Suitability Requirement
  • Compliance Reminder for California Annuity Producers
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  • Aviva - New Certificate of Disclosure forms required as of 1/1/11
  • Aviva Field Update - January Annuity Rates
  • Pensions: New Year, New Market for You!
  • ANICO January 2011 Newsletter
  • Presidential Life - Bulletin 416 - Annuity Product Training and Annuity CE Requirement
  • Aviva Compliance Bulletin - Veterans Administration Benefits Programs
  • Chris Littlefield, Aviva USA CEO, featured in Broker World
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  • Featured: The new KestlerFinancial.com is now live!
  • Good News from National Life Group - Another Rate Increase!
  • January 2011 Aviva Webcast Schedule
  • Aviva Field Updates
  • January Advanced Planning Webinars from ANICO
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